Bryan

Market pullbacks can feel uneasy, but history offers perspective. So far, 2025 has followed a similar path to 1998-early-year volatility followed by recovery. In 1998, the market dropped nearly 20% before rebounding to end the year up over 25%. While no outcome is certain, past trends remind us that short-term dips don’t have to derail […]

Ten years ago, U.S. stocks were cheaper than European ones. But over the last decade, strong U.S. growth helped American markets pull far ahead. That’s starting to shift-European stocks just saw their biggest performance edge over the U.S. since 2007, outperforming by over 10%. Even after that, U.S. shares still look more expensive, trading at

Market volatility can be unsettling at any stage-experts consider the five years before and after retirement the most vulnerable period for retirees. This vulnerability is known as “sequence of return risk”, which occurs when large market losses hit early in retirement, potentially reducing a portfolio’s ability to recover and increasing the risk of outliving your

Market corrections happen for many reasons, but their depth often depends on the broader economic backdrop. Over the past 50 years, when the S&P 500 declined by at least 10% without a recession, losses averaged around 16%. However, when corrections occurred alongside a recession, the market typically fell nearly 40%. While it’s unclear how the

The S&P 500 has fallen below its 200-day moving average-a level closely watched as a potential turning point for market momentum. While this pullback has brought the index near correction territory, it’s important to remember that 10% drawdowns are common in most years, even in strong uptrends. Similar breakdowns have sometimes led to deeper declines,