Bryan

The S&P 500 is often used to assess portfolio performance. What might be less familiar is how this Index is calculated- it’s based on market cap, meaning larger companies like Apple, Microsoft, and Nvidia have a greater influence on the index’s movements. Recently, the size of these giants compared to smaller companies in the Index

Buying and holding can lead to significant emotional & investment pain for investors. Market downturns can be a prolonged and painful experience, further intensified when considering inflation. Historically, there have been significant periods known as “lost decades” like 1929, 1968, or 1999 where $1,000 would have shrunk to less than $400 throughout the decade. And

Inflation has come off its peak, but recent readings of the Consumer Price Index remain stubbornly high. The Federal Reserve’s current dilemma: keep inflation under control while supporting economic growth. As seen in the grey line, historical patterns warn that cutting interest rates too soon can lead to a resurgence in inflation. The Fed must

Historical patterns show that peaks in household equity exposure have preceded long periods of muted market performance. These stretches of stagnant returns can be seen in the chart below highlighted in rectangles, right after the circles indicating the new high level of household equity exposure. While we can’t predict the future, recognizing these trends can

It can be tempting to invest in the recent best-performing investments being heralded by media. Unfortunately, research demonstrates, that investing in recent top-performing assets leads to less-than-expected outcomes. See the chart below, which illustrates sticking with a disciplined plan has historically outperformed chasing the most recent best-performing investments. Shifting Allocations = Poor Results We believe